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Archive for the ‘Indianapolis Bridal Consultant’ Category

Insurance for your Special Events

Rob Zimny

Today I want to discuss the importance of insurance for your special event, celebration, wedding and lifestyle. Our expert is Rob Zimny, IU grad, Alpha Tau Omega Fraternity, Shelbyville native from Pfenninger, Claxton and Estelle Insurance Agency in Shelbyville.  Rob may be reached at 317.398.9797.  You may get free quotes and insurance policies with him with or without having any  insurance coverage at his agency. We will chat and try to address some of your concerns for insurance.  Note we are not selling nor advising, just bringing some information to the table. Let’s start with Renters Insurance.  A lot of you rent an apartment or home.    Renter’s insurance is inexpensive and a lot of times you are able to get renters insurance with the same company you have your auto insurance with.  It’s usually about $10 more a month and you are getting $25,000-$30,000 on your personal property (furniture, clothes, computer) Jewelry needs to be scheduled on your homeowners or renters and insured for an agreed value.  It confirms you are getting pretty much what you exactly have.  Let’s make an example,  if you have a flawless one carat diamond that you purchased for $7000 and you have it specifically scheduled for agreed value, if that ring was lost or stolen you would get the same agreed quality for similar value.  If you did not, you may get a one carat diamond coming from WalMart or possibly a check for $2,000 instead of $7,000.  It could possibly not be the same like, kind and/or quality. Gentlemen, make sure to get the engagement ring insured as soon as you purchase it. Weddings, Farm or Outdoor events:  Who/What to insure???  The person that owns the property would need to carry the homeowner/farm insurance.  The hosts are approving the event and the property is in their name.  They  need to look into a one day or weekend policy.  Ideally, everyone would have insurance, farm owners, parents and the hosts.  If the hosts or family live out of state, they would need to investigate with their insurance provider.  Laws may be different and it would be best to research this. Two people that live separately ( both have renters or homeowners insurance) generally would be covered. The insurance company would determine how to split the coverage if there was a problem and it would be the decision of the insurance company.  It is a tricky situation and would take time to determine the resolution. A suggestion would be a rider for the day and they would also have an umbrella policy usually to $150-$200 per year for $1000000 up to $5,000,000 and a one day special event on top of this The umbrella policy covers a year i.e. if you have $500,000 on your personal liability and you had an accident you would have an umbrella.  A young couple that have one car and they are renting are not the ideal couple for the insurance.  The ideal client that would be liable would be someone that has property, value etc  to lose several cars, their main home, lake home, boats etc.  Once the amount of liability you have is used up, the rest comes out of your pocket i.e. your house, personal property, car or more.  Lots of times, prominent individuals especially, want to make sure they are covered in case they are sued or if there was any type of injury.   Ask the question…. If you are going to be sued what do you have to lose?  Serving alcohol and the number of guests helps determine the insurance coverage fee.   Gifts:  Gifts are in a car and the car is broken into.  It’s covered if you have auto insurance.  If you are at your venue and gifts were stolen it may be hard to recover.  More than likely turning the claim in would be more than the deductible. Travel Insurance: This is something you should check into prior to making any reservations.  You need to make sure you know exactly what it covers and if this is what you desire. If you have additional questions, please feel free to contact Rob.

Love,

Kim

Bridal Show Advice

The Perfect Wedding Guide Bridal Show

 

This is one of the BEST TIMES of your life.  You are so excited about being engaged and all the upcoming planning of your wedding.  Chances are your wedding may be THE biggest event you ever plan.  We’re here to help with some advice on attending Bridal Shows.

Bridal Shows are a very helpful tool in planning your wedding.  They familiarize you with many different services and vendors.  You’ll be able to see a wide range of talent and service menus.

Here are some tips that we suggest when attending shows.

1.  Get your discount tickets prior to the show.

2. Arrive early.  It’s always best to be one of the very first there.  The vendors are fresh, there should be several giveaways and there’s lots of time to ask questions.

3.  Eat something healthy prior to arriving.  You’ll be sampling wedding cake, hors d oeuvres and favors all day. Who can resist wedding cake?????

4. Make sure to wear comfortable shoes and clothing.  This excursion could take several hours.  Make sure you feel great and are able to move easily amongst the different areas the venue may provide. Take a bottled water.  You’ll be glad you did.

5. Don’t be afraid to ask questions.  Vendors are prepared to answer your many questions and help you.  Don’t be afraid to ask if there are any “show specials” or coupons to use too.

6. Take the groom, your mom and/or your maid of honor too.  This is a fun time and it will be valuable to share opinions.

6.  Take a close look at the vendors booths and their preparations.  This is a detailed industry and you’ll want to work with individuals that really know how to make details work and give a great presentation

7. Print out a sheet of return address labels for drawings.  This will eliminate a lot of sign up time. There will be drawings and sign ups.  You’ll be able to breeze through them.

8. Bring a pad to take notes and a big bag for your goodies, you’ll be glad you did.

9. Don’t set a time limit on the day.

10.  Enjoy this experience and have FUN!

If you have any questions or worries, please contact us.  We are always happy to hear from you.

 

Love,

Kim

Just Announced: Color of the Year 2014

 

Pantone has just announced the color of the year for 2014. We have anxiously been awaiting this announcement.  Each year, it is so much fun to see what the color will be.  This year it is a hue of purple and we love it!!! (of course)

Did you know that purple is considered a neutral?  It has warm AND cool tones which make it a very compatible color partner.  The new color is soft, but yet powerful enough to stand alone.  What colors will you pair it with?  Make sure to let us know.

Pantone Reveals Color of the Year for 2014: PANTONE 18-3224 Radiant Orchid

“While the 2013 color of the year, PANTONE 17-5641 Emerald, served as a symbol of growth, renewal and prosperity, Radiant Orchid reaches across the color wheel to intrigue the eye and spark the imagination,” said Leatrice Eiseman, executive director of the Pantone Color Institute®. “An invitation to innovation, Radiant Orchid encourages expanded creativity and originality, which is increasingly valued in today’s society.

“An enchanting harmony of fuchsia, purple and pink undertones, Radiant Orchid inspires confidence and emanates great joy, love and health. It is a captivating purple, one that draws you in with its beguiling charm.”

For more than a decade, Pantone’s Color of the Year has influenced product development and purchasing decisions in multiple industries, including fashion, home and industrial design, as well as product packaging and graphic design. Past colors include:

  • PANTONE      17-5641 Emerald (2013)
  • PANTONE      17-1463 Tangerine Tango (2012)
  • PANTONE      18-2120 Honeysuckle (2011)
  • PANTONE      15-5519 Turquoise (2010)
  • PANTONE      14-0848 Mimosa (2009)
  • PANTONE      18-3943 Blue Iris (2008)
  • PANTONE      19-1557 Chili Pepper (2007)
  • PANTONE      13-1106 Sand Dollar (2006)
  • PANTONE      15-5217 Blue Turquoise (2005)
  • PANTONE      17-1456 Tigerlily (2004)
  • PANTONE      14-4811 Aqua Sky (2003)
  • PANTONE      19-1664 True Red (2002)
  • PANTONE      17-2031 Fuchsia Rose (2001)
  • PANTONE      15-4020 Cerulean (2000)

Photo and Credits:  http://ca.finance.yahoo.com/photos/pantone-reveals-color-2014-pantone-photo-050100891.html, http://brides.prestonbailey.com/2014/01/01/new-years-orchid-centerpieces

Love,

Kim

 

Indianapolis Wedding: Liz+Mark

                                                                                                                                                    

Liz+Mark’s wedding was one we will not forget.  Liz +Mark came to us after reading an article Liz’s mom read in The Broadripple Gazette about our company.

Liz’s family was relatively new to the area and Liz+Mark were really busy professionals.  We were thrilled to join in their wedding planning.  Thus began a great friendship and lots of planning time.  I love Liz.  She is pretty, sooo smart and an IU Hoosier.  In fact, unbeknownst to us, Liz’s mom and I attended IU together, lived next door to each other in different sororities and knew the same people.  Liz also was a member of her mom’s sorority and shared in our love of Bloomington.  Mark is a great guy too.  Mark is a FABULOUS baseball player and fan!  A graduate of DePauw, we shared stories about his alma mater and baseball.   We loved helping Liz+Mark with vendor referral, design of their wedding, all of their invitations and coordination.

Their wedding was held at the United Methodist Church on North Meridian on a sunny afternoon. Prior to the wedding, we “trollied” for pictures with my new friends, “Jesse and Gina, Evansville’s renowned photographers” around town.  One of our pictures was at the Eiteljorg under a statue with an umbrella-just for fun.  A few raindrops came right after our pose, but we didn’t think a thing about it.  The sky began to get gray; just before the wedding. Near the end of the  ceremony the weather changed.  With no real warning, we needed that umbrella!  Rain poured hard and it poured fast.

Everyone was onboard the trolley headed for downtown. We arrived at Union Station.  The entire wedding party was dodging the showers to get into the Crowne Plaza/Union Station for the reception.  As soon as we arrived all of the lights went out.  No problem, we had LOTS of beautiful candles burning and were ready for the guests.  Soon the Crowne had the lights were back on, the music was playing and lots of laughter filled the room.  It became a perfe

Later we were looking out the windows at some beautiful downtown city scape with drops of rain glistening like jewels on the windows,thinking about this beautiful couple and their beautiful dayct evening; just like the day had been.

.

 

Hiring A Wedding Officiate

Here are some great tips from one of our best resources www.marthastewartweddings.com

For a Religious Ceremony
Any clergy person who officiates will want the couple’s interests to be deep-seated and to extend beyond the architecture of the church. If the couple practices the same religion and are members of a church or synagogue, then the choice of officiate is probably clear. Someone who is not a member of a church or synagogue can find a clergy person by calling local churches and a religion’s national headquarters for referrals.

What to Ask
During the first meeting with a religious officiate, start by asking questions about his or her approach to the service and what the ceremony will entail — whether there will be a speech or a sermon, and whether the couple can offer input on the subject. Should the couple choose to add some personal touches to the ceremony, such as writing their own vows, they can ask the officiate for suggestions and advice.

Religious Officiate Budget
If either the bride or groom is a member of the congregation, the couple may not need to pay a fee to be married by a clergy person. It is appropriate, however, to give him or her a gift of appreciation and gratitude. For nonmembers, the fee for a religious officiate can range from $100 to $250, especially if there are prenuptial meetings. Payment is expected for all of the officiate’s travel expenses. Sometimes the fee for having the wedding at a house of worship is taken in the form of a donation, which can range from $50 to $1,000. It is customary for the best man to hand over the payment immediately after the ceremony.

For an Interfaith Marriage
Not too long ago, it was nearly impossible to find an ordained officiate to perform an interfaith ceremony. Today, although there are some hurdles, the climate for an interfaith ceremony is much warmer. Many clergy will perform this type of ceremony alone, or with an officiate of another faith. Couples who are met with resistance from within their own religions can turn to a third, more liberal religion, such as the Unitarian Universalist Association, which is supportive of interfaith marriages across any lines, regardless of whether the bride or groom is a member of its church. Some couples choose to celebrate their vows in the tradition of both religions and have two ceremonies, in which case only the date of one and one signature will appear on the official wedding certificate.

For a Civil Ceremony
A nonreligious ceremony can be just as expressive as a religious one. If it has been cleared with the officiate, the couple may write their own vows and incorporate readings, music, and themes into the ceremony. Exactly who qualifies to be a certified officiate varies from state to state, so be sure to check with the local marriage-license bureau for its rules. Some government officials may perform weddings outside government offices, but the rules for this also vary widely, so check with the local government to find out what is permissible.

Civil OfficiateBudget
The cost of having a judge, a county clerk, or another government official perform the ceremony depends on the locality. The fee may vary if the officiate goes to the site, or if the ceremony takes place at a city hall. As for a religious service, it is customary for the best man to hand over payment after the ceremony.

Please contact us for more information on how we may help you.

By Kim

Wedding Planning For Dummies: Kim King Smith named Technical Editor for 3rd Edition

The secret is out and we are thrilled to announce that Kim King Smith, Indiana’s only Accredited Bridal Consultant  has been named the official Professional Technical Editor for the New 3rd Edition of Wedding Planning for Dummies!! This newest edition, with over 20% new material will be available November 27, 2012.  Kim King Smith has distinguished herself, worldwide, as a member of an elite panel of experts for this project, including

Kim King Smith Events announces Wiley Publishers release November 27, 2012

world known celebrity wedding planner and publisher of Lucky Magazine, Marcy Blum.

Wiley Publishing  has made this new edition the best and most sought after for Brides.

Kim King Smith has been working directly with the publishers for months  reviewing the material and adding additional information to make Wedding Planning for Dummies the BEST publication of its kind!   Millions of readers will be reading the wedding planning tips and following the experienced advice in making their wedding planning easy and fun.

If you are planning a wedding or are interested in the wedding planning industry, this book is a MUST.  The publishers have included new material that you will want to know and read about.  The edition will be for brides and budgets with all ranges.  The new edition is available now  at Barnes and Noble   Amazon and many other locations worldwide.

Make sure to get your copy early, since this is such a popular publication and a great read.  Please let Kim know how you like it.  We hope you LOVE it!

Here are some tips to make your wedding easy planning.

 

1.  Don’t over invite.  Keep the numbers manageable for your budget and for your venue.  Remember that each guest will cost you in food and beverage as well as decor, rentals and favors.

2.  Personalize your wedding.  Find and share elements that make the wedding about you as a couple and not everything that is in social media.

3. Be creative.  Yes, you can stay within your budget and have many wow elements.

4. Prioritize the most important details and sacrifice the least important.

5. Enjoy the event and invest in a professional that can coordinate at least the weekend while you and your family enjoy the celebration.

For more tips and information, become a Facebook Fan of Kim King Smith Events and learn valuable information on wedding planning and entertaining.

 

by Kim

Glow Stones are Gorgeous!

Want a WOW FACTOR for the entry of your next fabulous event?  Use glow stones.  These little stones are a tremendous way to add impact and wow to any entry or exit.  Set a tone for your event as guests arrive with this magical path.  These pebbles are non-toxic, photo-luminescent and waterproof. Just expose them to a light for 10 minutes, and they will illuminate for up to 12 hours. (No electricity required.) Mix them with pavement or gravel for a stunning surprise.

Wow, wow, wow!

We can’t wait to use them!

http://pinterest.com/pin/231442868320720730/

By Kim

Fast Wedding Day Fixes: Keep Calm and Try to Carry On

Need a fast fix for your wedding day?  Here are some great suggestions we think you need to know.

Clear Nail Polish works wonders.

Reattach rhinestones and beads that may have fallen off your dress with clear nail polish. It can also stop stocking runs in their tracks.

Dryer sheets are for more than the dryer.

To keep hosiery from sticking to your dress, rub a damp used dryer sheet over them. Toss one in your luggage, just in case (it’ll freshen your clothes). If you don’t have one, run a wire hanger or a metal spoon over or under your dress.

White chalk isn’t just for your chalkboard.

White chalk will cover the stain on a white garment.

Vodka or Wine anyone?

Give your diamond a real cleaning and shining using vodka (yes, vodka!) and a toothbrush.

Red wine spill?  Quickly pour white wine on the stain to remove it.

Lip balm isn’t just great for your lips.

Zipper stuck? Lip balm or hand soap can loosen it.

Baby powder; the old stand by.

Baby powder is great for treating wedding-dress stains. Sprinkle on to absorb oil from spots, then brush off with a white cloth. It’s also useful for hiding the residue of wine and makeup stains after you’ve used stain-removal wipes.

How about a banana?

Use the inside of a banana peel to erase scuffs from your guy’s leather shoes. Then buff them to a shine with a paper towel

Whatever the situation, please….Keep Calm and Carry On!

http://www.marthastewartweddings.com/231173/6-fast-fixes-your-destination-wedding/@center/272506/destination-weddings?xsc=eml_dwd_2012_06_04&om_rid=NsVlhG&om_mid=_BPzKNDB8jL-DKm#/276241  www.bellasugar.com/Wedding-Beauty-Bag-Essentials-8410299

 

By Kim

 

 

NYC Store Arrives: Henri Bendl in Chicago!

The newest arrival of fashion on Michigan Avenue is now NY based and acclaimed Henri Bendl.  Henri Bendl is a store founded for fashion and fun.  We loved visitng with Joshua Graham one of the store’s stylists.  He explained the signature pieces, the branding, the crystals and the service to us, all while we tried on bangle after bangle, c tiger striped crystal earrings and a few hand bags.  After our purchases were secured, we lwere wowed at seeing it wrapped in the chocolate and white striped packaging and grosgrain ribbons embellished with white polka dots.  Fun, fashion and fresh!  All of our words for Bendl.

image from http://fabgabblog.com/2010/04/henri-bendel/

By Kim

Lace is the Look

 

The runway report is in and lace is the new look! Its intricate beauty has captivated queens and starlets since Queen Victoria, and today it
is making a classy comeback with modern cuts and details. If you are looking for something very romantic and soft, lace is a beautiful material for a timeless wedding. It is ultrafeminine, classic, and romantic. Interested in adding a one of a kind detail to your dress? Lace capelets have the look of old Hollywood glam and can be wornover a lace gown. This little added coverage over a strapless gown is a greatvintage or two-in-one look, especially if you are on a budget! Lace is atimeless material, and some go so far as to makelace the theme of their decor. Check out some of these lace accents!

 

 

Credits to

www.oncewed.com

www.zoeclarkcakes.com

http://cf.stylemepretty.com

www.pinterest.com

http://cupcakesandcashmere.com

www.stylemepretty.com

www.brides.com

www.marthastewartweddings.com

www.alvinavalenta.com

http://www.jlmcouture.com

By Melissa