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Archive for the ‘Indy Event Planner’ Category

Insurance for your Special Events

Rob Zimny

Today I want to discuss the importance of insurance for your special event, celebration, wedding and lifestyle. Our expert is Rob Zimny, IU grad, Alpha Tau Omega Fraternity, Shelbyville native from Pfenninger, Claxton and Estelle Insurance Agency in Shelbyville.  Rob may be reached at 317.398.9797.  You may get free quotes and insurance policies with him with or without having any  insurance coverage at his agency. We will chat and try to address some of your concerns for insurance.  Note we are not selling nor advising, just bringing some information to the table. Let’s start with Renters Insurance.  A lot of you rent an apartment or home.    Renter’s insurance is inexpensive and a lot of times you are able to get renters insurance with the same company you have your auto insurance with.  It’s usually about $10 more a month and you are getting $25,000-$30,000 on your personal property (furniture, clothes, computer) Jewelry needs to be scheduled on your homeowners or renters and insured for an agreed value.  It confirms you are getting pretty much what you exactly have.  Let’s make an example,  if you have a flawless one carat diamond that you purchased for $7000 and you have it specifically scheduled for agreed value, if that ring was lost or stolen you would get the same agreed quality for similar value.  If you did not, you may get a one carat diamond coming from WalMart or possibly a check for $2,000 instead of $7,000.  It could possibly not be the same like, kind and/or quality. Gentlemen, make sure to get the engagement ring insured as soon as you purchase it. Weddings, Farm or Outdoor events:  Who/What to insure???  The person that owns the property would need to carry the homeowner/farm insurance.  The hosts are approving the event and the property is in their name.  They  need to look into a one day or weekend policy.  Ideally, everyone would have insurance, farm owners, parents and the hosts.  If the hosts or family live out of state, they would need to investigate with their insurance provider.  Laws may be different and it would be best to research this. Two people that live separately ( both have renters or homeowners insurance) generally would be covered. The insurance company would determine how to split the coverage if there was a problem and it would be the decision of the insurance company.  It is a tricky situation and would take time to determine the resolution. A suggestion would be a rider for the day and they would also have an umbrella policy usually to $150-$200 per year for $1000000 up to $5,000,000 and a one day special event on top of this The umbrella policy covers a year i.e. if you have $500,000 on your personal liability and you had an accident you would have an umbrella.  A young couple that have one car and they are renting are not the ideal couple for the insurance.  The ideal client that would be liable would be someone that has property, value etc  to lose several cars, their main home, lake home, boats etc.  Once the amount of liability you have is used up, the rest comes out of your pocket i.e. your house, personal property, car or more.  Lots of times, prominent individuals especially, want to make sure they are covered in case they are sued or if there was any type of injury.   Ask the question…. If you are going to be sued what do you have to lose?  Serving alcohol and the number of guests helps determine the insurance coverage fee.   Gifts:  Gifts are in a car and the car is broken into.  It’s covered if you have auto insurance.  If you are at your venue and gifts were stolen it may be hard to recover.  More than likely turning the claim in would be more than the deductible. Travel Insurance: This is something you should check into prior to making any reservations.  You need to make sure you know exactly what it covers and if this is what you desire. If you have additional questions, please feel free to contact Rob.

Love,

Kim

5 Tips for the Newly Engaged

You are engaged!  Where do you begin????  We have five details we want to share.

Photo credit to Nathaniel Edmonds Photography

1.  Select your venue.  Make sure to visit (try to visit at the time you will be having the reception) and ask others that have attended events there their experience too. Consider your guest count, parking, accessibility.  Always make sure to read the contract carefully so that you don’t have any “surprises” later with food, drink and times.

2. Go shopping!!! Your wedding dress will be a highlight and make sure to enjoy every minute of your shopping excursions.  Make sure to take heels that will be similar to the height you will be wearing + your mom+ grandma and maid of honor.  Too many more people and you won’t ever be able to decide on THE DRESS.

Photo Credit to Dixon Digital Photography

3. Subscribe to a wedding magazine or two or three and read a good book.  We love Bride Magazine and Martha Stewart Weddings. Make sure to purchase, Wedding Planning for Dummies, 3rd edition. Kim King Smith is the technical editor and has made sure all the DETAILS are outlined for your special day.

4. Select a theme for the wedding; even if you are the only one to know it.  This will keep you focused, it’s  your path to “Happily Ever After”.

Photo Credit to Kim King Smith Events

5. Choose a photographer and select your Save the Dates.  FYI the Save The Date photographer does not have to be the Wedding Photographer.  Make sure to go somewhere you love, bring your pup and have a really good time.  Not sure about the Save the Dates? Ask us.  We will help you create something wonderful and personal to let all of your friends know about the BIG DAY.

Photo Credit to Morgan Matters Photography

Have fun along the way!  It’s a special time, enjoy every moment!

Just Announced: Color of the Year 2014

 

Pantone has just announced the color of the year for 2014. We have anxiously been awaiting this announcement.  Each year, it is so much fun to see what the color will be.  This year it is a hue of purple and we love it!!! (of course)

Did you know that purple is considered a neutral?  It has warm AND cool tones which make it a very compatible color partner.  The new color is soft, but yet powerful enough to stand alone.  What colors will you pair it with?  Make sure to let us know.

Pantone Reveals Color of the Year for 2014: PANTONE 18-3224 Radiant Orchid

“While the 2013 color of the year, PANTONE 17-5641 Emerald, served as a symbol of growth, renewal and prosperity, Radiant Orchid reaches across the color wheel to intrigue the eye and spark the imagination,” said Leatrice Eiseman, executive director of the Pantone Color Institute®. “An invitation to innovation, Radiant Orchid encourages expanded creativity and originality, which is increasingly valued in today’s society.

“An enchanting harmony of fuchsia, purple and pink undertones, Radiant Orchid inspires confidence and emanates great joy, love and health. It is a captivating purple, one that draws you in with its beguiling charm.”

For more than a decade, Pantone’s Color of the Year has influenced product development and purchasing decisions in multiple industries, including fashion, home and industrial design, as well as product packaging and graphic design. Past colors include:

  • PANTONE      17-5641 Emerald (2013)
  • PANTONE      17-1463 Tangerine Tango (2012)
  • PANTONE      18-2120 Honeysuckle (2011)
  • PANTONE      15-5519 Turquoise (2010)
  • PANTONE      14-0848 Mimosa (2009)
  • PANTONE      18-3943 Blue Iris (2008)
  • PANTONE      19-1557 Chili Pepper (2007)
  • PANTONE      13-1106 Sand Dollar (2006)
  • PANTONE      15-5217 Blue Turquoise (2005)
  • PANTONE      17-1456 Tigerlily (2004)
  • PANTONE      14-4811 Aqua Sky (2003)
  • PANTONE      19-1664 True Red (2002)
  • PANTONE      17-2031 Fuchsia Rose (2001)
  • PANTONE      15-4020 Cerulean (2000)

Photo and Credits:  http://ca.finance.yahoo.com/photos/pantone-reveals-color-2014-pantone-photo-050100891.html, http://brides.prestonbailey.com/2014/01/01/new-years-orchid-centerpieces

Love,

Kim

 

Voted #1 Wedding Planner Five Years in a Row!

We are thrilled and humbled to be named the Indy AList Best Wedding Planner.  This is the fifth year in a row for our team.  Please don’t consider me boastful but I MUST brag on my hard working and dedicated team of vendors and staff.  Without them we could not create the weddings that we do.  It takes a team and we are so proud to have the BEST.  Our vast network of vendors and our creative staff make our working here at Kim King Smith Events an award every day.  Thanks to all who vote for us, refer us and give us the opportunity to serve them as their Indiana Wedding Planner.  Thank you! Thank you!

 

by Kim

Hostess Gifts

Attending a party or gathering soon?  We know how you are looking forward to it and we know what it takes to throw a party.  Make sure you’re the guest that goes the ‘little extra’ and remembers your host with a “hostess gift”.  What is a hostess gift?  We think it is a great way to say, “Thank you for inviting me!”  We all love to be included and when we are invited to a special event we can show our appreciation with a small token.

Many guests include a bottle of wine (which we love to receive) as a gift, but think out of the box too.  What about some great chocolates, fruit from the local farmer’s market, a new read or the latest released CD?  Don’t underestimate flowers or a potted plant too. Hosts love to be remembered and appreciated.  They worked hard to make the party a celebration and your thoughtfulness will be remembered with many more invitations.

Always remember a personal handwritten thank you note is a rarity and will be greatly appreciated too.

Your appreciation, your smile and willing hand to pitch in (when needed) will make your host or hostess invite you again and again.  Of course, how could any party be fun without you?

http://images.search.yahoo.com/search/images?_adv_prop=image&fr=ush-mailn&sz=all&va=thank+you

By Kim

The Broadripple Gazette: Kim King Smith Events Wedding Planning

 We were thrilled to make the front page of the Broadripple Gazette Newspaper.  What an honor and privilege!  Thank you to the Broadripple Gazette and Mario Morone.  The Broadripple Gazette is a MUST read for everyone in tune with Indy! www.broadripplegazette.com

Kim King Smith Events Wedding Planner