Archive for the ‘Wedding Planning’ Category
Today I want to discuss the importance of insurance for your special event, celebration, wedding and lifestyle. Our expert is Rob Zimny, IU grad, Alpha Tau Omega Fraternity, Shelbyville native from Pfenninger, Claxton and Estelle Insurance Agency in Shelbyville. Rob may be reached at 317.398.9797. You may get free quotes and insurance policies with him with or without having any insurance coverage at his agency. We will chat and try to address some of your concerns for insurance. Note we are not selling nor advising, just bringing some information to the table. Let’s start with Renters Insurance. A lot of you rent an apartment or home. Renter’s insurance is inexpensive and a lot of times you are able to get renters insurance with the same company you have your auto insurance with. It’s usually about $10 more a month and you are getting $25,000-$30,000 on your personal property (furniture, clothes, computer) Jewelry needs to be scheduled on your homeowners or renters and insured for an agreed value. It confirms you are getting pretty much what you exactly have. Let’s make an example, if you have a flawless one carat diamond that you purchased for $7000 and you have it specifically scheduled for agreed value, if that ring was lost or stolen you would get the same agreed quality for similar value. If you did not, you may get a one carat diamond coming from WalMart or possibly a check for $2,000 instead of $7,000. It could possibly not be the same like, kind and/or quality. Gentlemen, make sure to get the engagement ring insured as soon as you purchase it. Weddings, Farm or Outdoor events: Who/What to insure??? The person that owns the property would need to carry the homeowner/farm insurance. The hosts are approving the event and the property is in their name. They need to look into a one day or weekend policy. Ideally, everyone would have insurance, farm owners, parents and the hosts. If the hosts or family live out of state, they would need to investigate with their insurance provider. Laws may be different and it would be best to research this. Two people that live separately ( both have renters or homeowners insurance) generally would be covered. The insurance company would determine how to split the coverage if there was a problem and it would be the decision of the insurance company. It is a tricky situation and would take time to determine the resolution. A suggestion would be a rider for the day and they would also have an umbrella policy usually to $150-$200 per year for $1000000 up to $5,000,000 and a one day special event on top of this The umbrella policy covers a year i.e. if you have $500,000 on your personal liability and you had an accident you would have an umbrella. A young couple that have one car and they are renting are not the ideal couple for the insurance. The ideal client that would be liable would be someone that has property, value etc to lose several cars, their main home, lake home, boats etc. Once the amount of liability you have is used up, the rest comes out of your pocket i.e. your house, personal property, car or more. Lots of times, prominent individuals especially, want to make sure they are covered in case they are sued or if there was any type of injury. Ask the question…. If you are going to be sued what do you have to lose? Serving alcohol and the number of guests helps determine the insurance coverage fee. Gifts: Gifts are in a car and the car is broken into. It’s covered if you have auto insurance. If you are at your venue and gifts were stolen it may be hard to recover. More than likely turning the claim in would be more than the deductible. Travel Insurance: This is something you should check into prior to making any reservations. You need to make sure you know exactly what it covers and if this is what you desire. If you have additional questions, please feel free to contact Rob.
This is one of the BEST TIMES of your life. You are so excited about being engaged and all the upcoming planning of your wedding. Chances are your wedding may be THE biggest event you ever plan. We’re here to help with some advice on attending Bridal Shows.
Bridal Shows are a very helpful tool in planning your wedding. They familiarize you with many different services and vendors. You’ll be able to see a wide range of talent and service menus.
Here are some tips that we suggest when attending shows.
1. Get your discount tickets prior to the show.
2. Arrive early. It’s always best to be one of the very first there. The vendors are fresh, there should be several giveaways and there’s lots of time to ask questions.
3. Eat something healthy prior to arriving. You’ll be sampling wedding cake, hors d oeuvres and favors all day. Who can resist wedding cake?????
4. Make sure to wear comfortable shoes and clothing. This excursion could take several hours. Make sure you feel great and are able to move easily amongst the different areas the venue may provide. Take a bottled water. You’ll be glad you did.
5. Don’t be afraid to ask questions. Vendors are prepared to answer your many questions and help you. Don’t be afraid to ask if there are any “show specials” or coupons to use too.
6. Take the groom, your mom and/or your maid of honor too. This is a fun time and it will be valuable to share opinions.
6. Take a close look at the vendors booths and their preparations. This is a detailed industry and you’ll want to work with individuals that really know how to make details work and give a great presentation
7. Print out a sheet of return address labels for drawings. This will eliminate a lot of sign up time. There will be drawings and sign ups. You’ll be able to breeze through them.
8. Bring a pad to take notes and a big bag for your goodies, you’ll be glad you did.
9. Don’t set a time limit on the day.
10. Enjoy this experience and have FUN!
If you have any questions or worries, please contact us. We are always happy to hear from you.
THANK YOU THANK YOU THANK YOU THANK YOU THANK YOU THANK YOU THANK YOU THANK YOU We can’t thank you all enough!
Wedding Wire, one of the best media resources for Brides and Grooms in the nation, just contacted us.
We have received 2014 Wedding Wire Couples’ Choice Award!!!
This award recognizes us as one of the TOP 5% Wedding Professionals nationwide.
WOW, we are very humbled and very excited. THANK YOU to all of our clients for allowing us to be a part of your wedding planning.
We loved every minute of it and can’t wait for more in 2014!
Pantone has just announced the color of the year for 2014. We have anxiously been awaiting this announcement. Each year, it is so much fun to see what the color will be. This year it is a hue of purple and we love it!!! (of course)
Did you know that purple is considered a neutral? It has warm AND cool tones which make it a very compatible color partner. The new color is soft, but yet powerful enough to stand alone. What colors will you pair it with? Make sure to let us know.
Pantone Reveals Color of the Year for 2014: PANTONE 18-3224 Radiant Orchid
“While the 2013 color of the year, PANTONE 17-5641 Emerald, served as a symbol of growth, renewal and prosperity, Radiant Orchid reaches across the color wheel to intrigue the eye and spark the imagination,” said Leatrice Eiseman, executive director of the Pantone Color Institute®. “An invitation to innovation, Radiant Orchid encourages expanded creativity and originality, which is increasingly valued in today’s society.
“An enchanting harmony of fuchsia, purple and pink undertones, Radiant Orchid inspires confidence and emanates great joy, love and health. It is a captivating purple, one that draws you in with its beguiling charm.”
For more than a decade, Pantone’s Color of the Year has influenced product development and purchasing decisions in multiple industries, including fashion, home and industrial design, as well as product packaging and graphic design. Past colors include:
- PANTONE 17-5641 Emerald (2013)
- PANTONE 17-1463 Tangerine Tango (2012)
- PANTONE 18-2120 Honeysuckle (2011)
- PANTONE 15-5519 Turquoise (2010)
- PANTONE 14-0848 Mimosa (2009)
- PANTONE 18-3943 Blue Iris (2008)
- PANTONE 19-1557 Chili Pepper (2007)
- PANTONE 13-1106 Sand Dollar (2006)
- PANTONE 15-5217 Blue Turquoise (2005)
- PANTONE 17-1456 Tigerlily (2004)
- PANTONE 14-4811 Aqua Sky (2003)
- PANTONE 19-1664 True Red (2002)
- PANTONE 17-2031 Fuchsia Rose (2001)
- PANTONE 15-4020 Cerulean (2000)
Stress Free Wedding Planning TipsWedding planning can be both exciting and stressful. There are a couple of things to help you through the stresses that come along with planning for your big day; hire a wedding planner (come on, you knew we had to throw that in there!), pour yourself a large glass of wine, and follow these simple tips:
- Get organized from the very beginning. Create a binder with tabs that organize your favorite ceremony sites, reception venues, floral ideas, color palette, and inspirations.
- Limit your influencers. Keep your wants as well as your grooms as a priority. Everyone will freely give you their opinion but remember, this day is for you and your groom.
- Plan! Once you’ve set the date make a To- Do- List for each month; accomplishing a little at a time and not leaving everything for your last few months to plan.
- Take time to breathe! No doubt wedding planning can be overwhelming but this time will only happen once so take the time to reflect and enjoy it.
Have questions? Tweet @KKSEvents and Facebook us!
photo courtesy of p://weddingparty-boise.com/blog/wp-content/uploads/2012/06/Wedding-Planner1.jpg
Here are some great tips from one of our best resources www.marthastewartweddings.com
For a Religious Ceremony
Any clergy person who officiates will want the couple’s interests to be deep-seated and to extend beyond the architecture of the church. If the couple practices the same religion and are members of a church or synagogue, then the choice of officiate is probably clear. Someone who is not a member of a church or synagogue can find a clergy person by calling local churches and a religion’s national headquarters for referrals.
What to Ask
During the first meeting with a religious officiate, start by asking questions about his or her approach to the service and what the ceremony will entail — whether there will be a speech or a sermon, and whether the couple can offer input on the subject. Should the couple choose to add some personal touches to the ceremony, such as writing their own vows, they can ask the officiate for suggestions and advice.
Religious Officiate Budget
If either the bride or groom is a member of the congregation, the couple may not need to pay a fee to be married by a clergy person. It is appropriate, however, to give him or her a gift of appreciation and gratitude. For nonmembers, the fee for a religious officiate can range from $100 to $250, especially if there are prenuptial meetings. Payment is expected for all of the officiate’s travel expenses. Sometimes the fee for having the wedding at a house of worship is taken in the form of a donation, which can range from $50 to $1,000. It is customary for the best man to hand over the payment immediately after the ceremony.
For an Interfaith Marriage
Not too long ago, it was nearly impossible to find an ordained officiate to perform an interfaith ceremony. Today, although there are some hurdles, the climate for an interfaith ceremony is much warmer. Many clergy will perform this type of ceremony alone, or with an officiate of another faith. Couples who are met with resistance from within their own religions can turn to a third, more liberal religion, such as the Unitarian Universalist Association, which is supportive of interfaith marriages across any lines, regardless of whether the bride or groom is a member of its church. Some couples choose to celebrate their vows in the tradition of both religions and have two ceremonies, in which case only the date of one and one signature will appear on the official wedding certificate.
For a Civil Ceremony
A nonreligious ceremony can be just as expressive as a religious one. If it has been cleared with the officiate, the couple may write their own vows and incorporate readings, music, and themes into the ceremony. Exactly who qualifies to be a certified officiate varies from state to state, so be sure to check with the local marriage-license bureau for its rules. Some government officials may perform weddings outside government offices, but the rules for this also vary widely, so check with the local government to find out what is permissible.
The cost of having a judge, a county clerk, or another government official perform the ceremony depends on the locality. The fee may vary if the officiate goes to the site, or if the ceremony takes place at a city hall. As for a religious service, it is customary for the best man to hand over payment after the ceremony.
Please contact us for more information on how we may help you.
We are thrilled and humbled to be named the Indy AList Best Wedding Planner. This is the fifth year in a row for our team. Please don’t consider me boastful but I MUST brag on my hard working and dedicated team of vendors and staff. Without them we could not create the weddings that we do. It takes a team and we are so proud to have the BEST. Our vast network of vendors and our creative staff make our working here at Kim King Smith Events an award every day. Thanks to all who vote for us, refer us and give us the opportunity to serve them as their Indiana Wedding Planner. Thank you! Thank you!